Thanks to websites and apps, personal money management doesn’t have to be a nightmare. Several resources exist to aid in budgeting, tracking expenses, and general financial management. This article will discuss seven budget apps that may help you keep tabs on your money.
1- Tiller Money
Tiller Money is an Excel-based budgeting application that connects to your bank to input your transactions automatically. It includes various types of templates, such as a net worth tracker, a debt tracker, and a budget template. Tiller Money is $59 yearly, with a free trial available for the first 30 days.
2- Mint
Mint is a free app that helps you manage your finances by keeping tabs on your spending, setting up budgets, and monitoring your credit score. It can automatically update your financial data from your bank, credit card, and investment accounts. Besides keeping tabs on your investments, Mint may also provide tailored financial guidance.
3- PocketGuard
PocketGuard is a personal financial program that keeps tabs on your money, sorts it into categories, and notifies you when you’re heading dangerously close to overspending. It’s useful for budgeting, saving, and keeping tabs on your financial objectives. While the basic version of PocketGuard is free, a premium edition with features like bill monitoring and limitless custom categories costs $3.99 per month.
4- Personal Capital
Personal Capital is an all-in-one financial management system that keeps tabs on your wealth, investments, and retirement funds. Information from https://www.getevolved.com states that a charge analyzer and budgeting tool are also included to help you keep track of the money you’re spending on your investments. While the basic version of Personal Capital is free, a premium edition with access to a financial counselor is available for individuals with more intricate budgets.
5- Acorns
The Acorns app automatically invests the change from your purchases (rounded up to the next dollar) in an exchange-traded fund (ETF). It also has a retirement savings feature and recurring investment options. Depending on your chosen plan, Acorns will cost you $1, $3, or $5 each month.
6- Clarity Money
When it comes to managing your personal finances, Clarity Money is an invaluable tool. Also included is a function called “Clarity Money Savings,” which assesses your current budget and proposes reforms to help you save costs. While the basic version of Clarity Money is free, a premium edition with access to financial advisors costs $9.99 monthly.
7- YNAB
YNAB, which stands for “You Need a Budget,” is a mobile application for managing one’s financial resources. One of the tools provided by YNAB is called “Age of Money,” which displays the amount of time your funds have been in your account before being spent. YNAB costs $84 yearly, but you may try it risk-free for 34 days.
In summary, one may benefit from technology’s assistance in managing personal money. Everything from basic expense tracking to in-depth budgeting is available with the aforementioned software. You may take charge of your money, plan for the future, and reach your objectives using one or more methods.